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FCT Police begin enforcement of mandatory third-party vehicle insurance, effective Feb. 1

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The Federal Capital Territory(FCT) Police Command has commenced enforcement of the mandatory minimum Third-Party Motor Vehicle Insurance, effective February 1, 2025.
This move is in line with the directive of the Inspector-General of Police, Kayode Egbetokun, aimed at ensuring all vehicle owners in the FCT comply with the required insurance policy.
The command’s spokesperson, SP. Josephine Adeh, said in a statement on Sunday obtained by Persecondnews that all vehicle owners in the FCT are required to possess a valid third-party insurance policy.
Adeh, therefore, urged vehicle owners without insurance to obtain a policy immediately, as failure to do so will result in penalties.
“Third-Party Insurance is a mandatory policy designed to protect road users from financial losses due to accidents.
“It covers damages caused to another person’s vehicle, property, or bodily injury resulting from an accident involving the insured vehicle.
“This policy ensures that accident victims receive necessary compensation while reducing the financial burden on vehicle owners.
“The FCT Police Command warns that non-compliance with this legal requirement will attract strict enforcement measures.
“The enforcement is part of efforts to ensure adherence to road safety regulations and protect all road users,” she stated.
Meanwhile, FCT Police Commissioner Olatunji Disu has directed enforcement officers to remain professional, courteous, and firm while carrying out their duties.
Disu warned that any form of harassment or extortion of motorists by enforcement officers would not be tolerated.
“The general public is urged to cooperate with the police as this enforcement exercise is aimed at ensuring the safety and security of all road users in the FCT.
“For inquiries or reports of suspicious activities, residents can contact the FCT Police Command through the: Emergency Lines: 08061581938, 08032003913,
Complaint Response Unit: 08107314192,” the CP said.
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